More and more people recognize the importance of taking care of their psychological well -being, and going to the psychologist is a choice that can also contribute decisively.
However, the cost and economic commitment necessary to access these services can represent an obstacle for some.
In this article, we will answer an important question whose answer can be very useful both to those who are already carrying out a path of therapy, and for those who are about to start one: The expenses of the psychologist are deductible? And again: how to download psychotherapy sessions?
We therefore deepen the issue of the deduction of the psychologist’s expenses with a look at the most recent legislation, a short guide and a nod to the Unabravo online psychology service.
Deduction of the psychologist’s expenses: what does it mean?
Before deepening, it is important to understand what is meant by deduction.
The tax deduction is one reduction of the amount of taxes due, calculated by subtracting a specific percentage of certain expenses or charges incurred by the taxpayer during the tax year.
This mechanism allows you to lower the amount of taxes to be paid, making the tax burden less heavy. The expenses that can be deducted vary according to current legislation and include, for example medical expensesinterest on mortgages, or expenses for education.
As with the other areas mentioned, the Revenue Agency provides precise indications on which healthcare costs are deductible and among which we also find those relating to “services rendered by psychologists and psychotherapists for therapeutic purposes.”
The expenses for the performance of a psychologist and psychotherapist do not need prescription.
Dedents of the psychologist’s expenses in 2025
Before focusing on the regulatory indications for the deduction of the expenses of the psychologist of 2025, let’s make a brief summary of how we have reached current regulations.
Since 2018, with Legislative Decree 3/2018, the psychologist has been officially recognized as Healthcare professionalthus making his performance deductible for IRPEF purposes. This recognition concerns in particular the psychological services in the clinical context, considered essential services.
In 2020, theobligation of traceability For the payments of healthcare costs (Legislative Decree 16/2019, art. 1, paragraph 679), eliminating the possibility of deduction for payments made in cash.
In 2023, mental health assumed an increasingly central role in health policies, with the permanent institution of Psychologist Bonus and the increase in the maximum deductible amount.
Regardless of the bonus, the expenses incurred for psychological or psychotherapy sessions can still be deducted in the tax return. The expenses for the psychologist are also deductible in 2025, through different ways we see shortly.
How to deduct the expenses for the psychologist
Now let’s see a series of indications useful for the deduction of the psychologist’s expenses.
Receipt or invoice: it is fundamental Store the receipt or invoice that the psychologist releases at the end of each session. This document must include:
- The patient’s name
- The date of performance
- the amount paid
- The professional’s tax code.
Payment methods: In order to take advantage of the deduction of psychological expenses, the payment is traceable. This means that cash payments are not acceptable for deduction. Payment methods such as:
- bank transfer
- Pose
- Paypal
- Other traceable tools.
Tax return: During the compilation of the tax return, it is necessary Insert the total amount expenses incurred for psychological sessions in the section dedicated to healthcare costs. The deductible percentage will be automatically calculated by the system.
How much can you deduct? The percentage of deduction for healthcare costs relating to psychological and psychotherapy sessions has varied over time. In 2025, the deduction amounts to 19%. However, a deductible of 129.11 €which must be subtracted from the total expenses incurred before applying the percentage.
Is the psychologist’s expense deductible even if online therapy takes place?
The psychologist is required to communicate the data of the health invoices issued to the health card system, unless otherwise indicated by the patient. Therefore, the data is likely to be present in the pre -filled tax return.
This means that clinical services are deductible both if carried out in the studio and if carried out online, as long as the requirements indicated above are respected.
Deduction of the psychologist’s expenses: how it works with UNBRAVO
Unabravo immediately proposed affordable prices that would allow as many people as possible to carry out a psychological path with greater sustainability, but not only.
The possibility of carrying out a psychological therapy in video called, has demolished the costs of the movements towards the professional’s study and has given many more people the opportunity to take care of their mental health while maintaining the cost of the fixed psychologist:
- 49 euros for individual therapy
- 59 euros for couple therapy.
Even by carrying out a path of the therapy with the Unebravo you can deduct the expenses of the psychologist and it is possible to do it in two ways:
- standardly: in the way we have described in the previous paragraph, or by downloading the invoices, present, available and downloadable on the personal profile as a patient of the UNBRAVO, and calculating the deduction of the psychologist’s expenses in 730
- automatedlythat is, allowing UnaBravo to send, using the tax code, this information directly to the NHS. A little bit what happens when you make a purchase in the pharmacy by presenting the health card.
Taking care of mental health is an investment that always is better
Undertaking a path of psychotherapy or psychological support can request a significant commitment, both in terms of time and economic resources.
This investment can be useful to encourage one’s personal growth, but also to manage different types of psychological problems such as anxiety disorders, depression, work problems and many other areas of intervention.
For this reason, the deduction of healthcare costs for psychological services continues to be a valid help also in 2025, because it allows you to recover part of what has been invested in one’s well -being.
